🌍 ClimateRiskCheck

Natural Disaster Risk in Hillsdale

Oklahoma

6.9out of 10
High Risk

Risk Summary for Hillsdale

Hillsdale scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Ice Storm Hail

All 18 Hazard Scores

Cold Wave
9.8
Ice Storm
9.7
Hail
9.4
Tornado
9.3
Extreme Heat
8.8
Drought
8.7
Strong Wind
8.0
Winter Weather
7.8
Earthquake
6.3
Wildfire
5.9
Tsunami
5.4
Hurricane
5.3
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.3
Riverine Flooding
1.0

How it compares

Hillsdale
6.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hillsdale, Oklahoma

Located in the interior eastern United States in Garfield County, Hillsdale is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Hillsdale a community where hazard awareness has real practical value.

FEMA rates Hillsdale's composite natural disaster risk at 6.9 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for ice storm and hail risk in their preparedness planning.

Relative to other U.S. communities, Hillsdale's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.4/10 state average. The hazard distribution here is led by cold wave and ice storm, as measured by FEMA across Garfield County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hillsdale's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Hillsdale: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Hillsdale

These city-level factors differentiate Hillsdale from other communities in Garfield County and provide geographic context for its hazard exposure.

Population

89

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

36.5632Β° N, 97.9927Β° W

Garfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hillsdale

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Hillsdale

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.