Natural Disaster Risk in Lone Wolf
Oklahoma
Risk Summary for Lone Wolf
Lone Wolf scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lone Wolf, Oklahoma
Located in the interior eastern United States in Kiowa County, Lone Wolf is a small community of about 830. The semi-arid climate that characterizes this part of Oklahoma β marked by hot summers, variable winters, and exposure at the center of Tornado Alley β directly influences the types and severity of natural hazards present, making Lone Wolf a community where hazard awareness has real practical value.
FEMA rates Lone Wolf's composite natural disaster risk at 6.1 out of 10 β high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for ice storm and hail risk in their preparedness planning.
Relative to other U.S. communities, Lone Wolf's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.4/10 state average. The hazard distribution here is led by drought and ice storm, as measured by FEMA across Kiowa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Lone Wolf residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Lone Wolf: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Lone Wolf
These city-level factors differentiate Lone Wolf from other communities in Kiowa County and provide geographic context for its hazard exposure.
Population
830
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.5/10
Coordinates
34.9819Β° N, 99.2527Β° W
Kiowa County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lone Wolf
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lone Wolf
Other cities in Oklahoma
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.