🌍 ClimateRiskCheck

Natural Disaster Risk in Manchester

Oklahoma

5.2out of 10
Moderate Risk

Risk Summary for Manchester

Manchester scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Cold Wave

All 18 Hazard Scores

Ice Storm
9.5
Drought
8.8
Cold Wave
7.7
Hail
7.4
Extreme Heat
6.9
Tsunami
5.4
Wildfire
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.4
Hurricane
4.4
Landslide
3.7
Earthquake
3.3
Strong Wind
2.7
Winter Weather
2.5
Lightning
1.8
Riverine Flooding
1.0

How it compares

Manchester
5.2
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Manchester, Oklahoma

Manchester is a small unincorporated community in Grant County, in the interior eastern United States. The area experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Manchester.

FEMA rates Manchester's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for drought and cold wave risk in their preparedness planning.

Manchester's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grant County, the highest-scoring are ice storm, drought, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Manchester residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Manchester: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Manchester

These city-level factors differentiate Manchester from other communities in Grant County and provide geographic context for its hazard exposure.

Population

257

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

36.9324Β° N, 98.0875Β° W

Grant County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Manchester

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Manchester

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.