Natural Disaster Risk in Nicoma Park
Oklahoma
Risk Summary for Nicoma Park
Nicoma Park scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
High-risk area — review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Nicoma Park, Oklahoma
Located in the interior eastern United States in Oklahoma County, Nicoma Park is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma — marked by hot summers, variable winters, and exposure at the center of Tornado Alley — directly influences the types and severity of natural hazards present, making Nicoma Park a community where hazard awareness has real practical value.
Nicoma Park's overall natural disaster risk is rated 8.0/10 (Very High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include heat and ice storm.
Relative to other U.S. communities, Nicoma Park's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.4/10 state average. The hazard distribution here is led by hail and heat, as measured by FEMA across Oklahoma County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
The very high risk environment in Nicoma Park warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including hail. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.
What this means for Nicoma Park: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Nicoma Park
These city-level factors differentiate Nicoma Park from other communities in Oklahoma County and provide geographic context for its hazard exposure.
Population
249
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.5°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 9.0/10
Coordinates
35.5017° N, 97.3283° W
Oklahoma County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Nicoma Park
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Nicoma Park
Other cities in Oklahoma
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.