🌍 ClimateRiskCheck

Natural Disaster Risk in Picher

Oklahoma

7.0out of 10
High Risk

Risk Summary for Picher

Picher scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Strong Wind

All 18 Hazard Scores

Ice Storm
9.9
Drought
9.8
Strong Wind
9.2
Extreme Heat
8.8
Landslide
8.0
Tornado
7.7
Winter Weather
7.3
Wildfire
6.9
Cold Wave
6.7
Earthquake
6.6
Hail
6.0
Lightning
5.9
Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Picher
7.0
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Picher, Oklahoma

Located in the interior eastern United States in Ottawa County, Picher is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Picher a community where hazard awareness has real practical value.

Picher's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include drought and wind.

Relative to other U.S. communities, Picher's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.4/10 state average. The hazard distribution here is led by ice storm and drought, as measured by FEMA across Ottawa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Picher residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Picher: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Picher

These city-level factors differentiate Picher from other communities in Ottawa County and provide geographic context for its hazard exposure.

Population

6

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 37.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

36.9801Β° N, 94.8364Β° W

Ottawa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Picher

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Picher

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.