🌍 ClimateRiskCheck

Natural Disaster Risk in Saint Louis

Oklahoma

7.6out of 10
High Risk

Risk Summary for Saint Louis

Saint Louis scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Hail Ice Storm

All 18 Hazard Scores

Tornado
9.7
Hail
9.6
Ice Storm
9.6
Extreme Heat
9.4
Wildfire
9.3
Winter Weather
8.9
Cold Wave
8.7
Drought
8.4
Lightning
8.1
Strong Wind
7.3
Earthquake
7.2
Landslide
6.6
Hurricane
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Saint Louis
7.6
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saint Louis, Oklahoma

Located in the interior eastern United States in Pottawatomie County, Saint Louis is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Saint Louis a community where hazard awareness has real practical value.

FEMA rates Saint Louis's composite natural disaster risk at 7.6 out of 10 β€” high risk. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. Residents should also account for hail and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Saint Louis's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.4/10 state average. The hazard distribution here is led by tornado and hail, as measured by FEMA across Pottawatomie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Saint Louis's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Saint Louis: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Saint Louis

These city-level factors differentiate Saint Louis from other communities in Pottawatomie County and provide geographic context for its hazard exposure.

Population

74

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

35.0665Β° N, 96.8469Β° W

Pottawatomie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saint Louis

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Saint Louis

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.