🌍 ClimateRiskCheck

Natural Disaster Risk in Schulter

Oklahoma

7.2out of 10
High Risk

Risk Summary for Schulter

Schulter scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Wildfire

All 18 Hazard Scores

Ice Storm
9.9
Drought
9.6
Wildfire
9.3
Extreme Heat
9.2
Hail
9.1
Tornado
8.7
Winter Weather
8.1
Cold Wave
7.9
Strong Wind
6.7
Earthquake
6.6
Landslide
6.4
Lightning
6.0
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Schulter
7.2
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Schulter, Oklahoma

Located in the interior eastern United States in Okmulgee County, Schulter is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Schulter a community where hazard awareness has real practical value.

FEMA rates Schulter's composite natural disaster risk at 7.2 out of 10 β€” high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for drought and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Schulter's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.4/10 state average. The hazard distribution here is led by ice storm and drought, as measured by FEMA across Okmulgee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Schulter's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Schulter: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Schulter

These city-level factors differentiate Schulter from other communities in Okmulgee County and provide geographic context for its hazard exposure.

Population

377

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

35.5047Β° N, 95.9645Β° W

Okmulgee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Schulter

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Schulter

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.