🌍 ClimateRiskCheck

Natural Disaster Risk in Southard

Oklahoma

5.8out of 10
Moderate Risk

Risk Summary for Southard

Southard scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Drought

All 18 Hazard Scores

Ice Storm
9.5
Hail
9.3
Drought
8.5
Strong Wind
7.0
Wildfire
6.8
Tornado
5.8
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Landslide
5.0
Extreme Heat
4.9
Coastal Flooding
4.9
Hurricane
4.8
Earthquake
4.6
Winter Weather
4.6
Avalanche
4.5
Lightning
1.6
Riverine Flooding
1.0

How it compares

Southard
5.8
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Southard, Oklahoma

Located in the interior eastern United States in Blaine County, Southard is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Southard a community where hazard awareness has real practical value.

FEMA rates Southard's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for hail and drought risk in their preparedness planning.

Relative to other U.S. communities, Southard's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.4/10 state average. The hazard distribution here is led by ice storm and hail, as measured by FEMA across Blaine County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Southard residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Southard: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Southard

These city-level factors differentiate Southard from other communities in Blaine County and provide geographic context for its hazard exposure.

Population

20

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

36.0541Β° N, 98.4979Β° W

Blaine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Southard

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Southard

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.