🌍 ClimateRiskCheck

Natural Disaster Risk in Tonkawa

Oklahoma

7.1out of 10
High Risk

Risk Summary for Tonkawa

Tonkawa scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Ice Storm Hail

All 18 Hazard Scores

Cold Wave
9.5
Ice Storm
9.5
Tornado
9.4
Hail
9.4
Wildfire
9.0
Drought
8.6
Extreme Heat
8.4
Winter Weather
7.8
Strong Wind
6.8
Lightning
6.4
Earthquake
5.8
Landslide
5.7
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Tonkawa
7.1
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tonkawa, Oklahoma

Located in the interior eastern United States in Kay County, Tonkawa is a town of roughly 3,710 residents. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Tonkawa a community where hazard awareness has real practical value.

FEMA rates Tonkawa's composite natural disaster risk at 7.1 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for ice storm and hail risk in their preparedness planning.

Relative to other U.S. communities, Tonkawa's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.4/10 state average. The hazard distribution here is led by cold wave and ice storm, as measured by FEMA across Kay County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Tonkawa residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Tonkawa: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Tonkawa

These city-level factors differentiate Tonkawa from other communities in Kay County and provide geographic context for its hazard exposure.

Population

3,710

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

36.6468Β° N, 97.3442Β° W

Kay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tonkawa

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tonkawa

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.