🌍 ClimateRiskCheck

Natural Disaster Risk in Tyrone

Oklahoma

5.9out of 10
Moderate Risk

Risk Summary for Tyrone

Tyrone scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Winter Weather Cold Wave

All 18 Hazard Scores

Drought
9.9
Winter Weather
9.0
Cold Wave
8.8
Wildfire
8.5
Lightning
7.3
Ice Storm
7.3
Hail
6.7
Tornado
6.4
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.8
Extreme Heat
2.9
Hurricane
2.4
Landslide
1.7
Riverine Flooding
1.0

How it compares

Tyrone
5.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tyrone, Oklahoma

Tyrone is a small community of about 1,376 in Texas County, in the Great Plains. The area experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Tyrone.

FEMA rates Tyrone's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for winter and cold wave risk in their preparedness planning.

Tyrone's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Texas County, the highest-scoring are drought, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Tyrone's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Tyrone: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Tyrone

These city-level factors differentiate Tyrone from other communities in Texas County and provide geographic context for its hazard exposure.

Population

1,376

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 37.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

36.9500Β° N, 101.0546Β° W

Texas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tyrone

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tyrone

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.