Natural Disaster Risk in Cloverdale

Natural Hazard Profile: Cloverdale, Oregon

Located in the Pacific Northwest in Tillamook County, Cloverdale is a small community of about 2,296. The oceanic climate that characterizes this part of Oregon — marked by mild, wet winters on the coast and semi-arid conditions inland — directly influences the types and severity of natural hazards present, making Cloverdale a community where hazard awareness has real practical value.

FEMA rates Cloverdale's composite natural disaster risk at 5.3 out of 10 — moderate risk. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. Residents should also account for volcano and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Cloverdale's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.7/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Tillamook County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cloverdale's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.