🌍 ClimateRiskCheck

Natural Disaster Risk in Tillamook County

Oregon

5.3out of 10
Moderate Risk

Risk Summary for Tillamook County

Tillamook County scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Earthquake

All 18 Hazard Scores

Tsunami
10.0
Volcanic Activity
9.8
Earthquake
9.6
Coastal Flooding
9.5
Landslide
9.3
Avalanche
8.8
Ice Storm
5.5
Wildfire
5.1
Extreme Heat
4.2
Strong Wind
3.2
Winter Weather
2.6
Hurricane
2.4
Cold Wave
2.4
Drought
2.3
Lightning
2.3
Tornado
2.2
Hail
1.6
Riverine Flooding
1.0

How it compares

Tillamook County
5.3
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tillamook County, Oregon

Tillamook County is located in the United States in Oregon, home to roughly 27,318 residents. The county experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Tillamook County carries an overall risk score of 5.3/10, placing it in the moderate category. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. The area also faces notable exposure to volcano and earthquake.

Tillamook County's risk score, slightly below the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Tillamook County, the highest-scoring are tsunami, volcano, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Tillamook County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Tillamook County: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Cities in Tillamook County

ZIP codes in Tillamook County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.