🌍 ClimateRiskCheck

Natural Disaster Risk in Josephine County

Oregon

5.5out of 10
Moderate Risk

Risk Summary for Josephine County

Josephine County scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Earthquake Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Earthquake
9.6
Volcanic Activity
9.3
Extreme Heat
9.1
Avalanche
9.0
Landslide
8.7
Winter Weather
8.3
Tsunami
5.4
Coastal Flooding
4.9
Lightning
3.9
Hail
2.8
Ice Storm
2.7
Drought
2.5
Hurricane
2.4
Strong Wind
2.2
Tornado
1.7
Cold Wave
1.5
Riverine Flooding
1.0

How it compares

Josephine County
5.5
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Josephine County, Oregon

Situated in the United States, Josephine County in Oregon experiences a oceanic climate marked by mild, wet winters on the coast and semi-arid conditions inland. A high wildfire risk period in the dry summer months is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Josephine County's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include earthquake and volcano.

Relative to other U.S. communities, Josephine County's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by wildfire and earthquake, as measured by FEMA across Josephine County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Josephine County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Josephine County: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Cities in Josephine County

ZIP codes in Josephine County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.