Natural Disaster Risk in Centre County
Pennsylvania
5.9out of 10
Risk Summary for Centre County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Winter Weather Avalanche Lightning
All 18 Hazard Scores
Winter Weather 9.5
Avalanche 9.3
Lightning 9.1
Landslide 8.9
Hurricane 8.5
Earthquake 6.3
Strong Wind 6.0
Extreme Heat 5.5
Tsunami 5.4
Volcanic Activity 5.1
Tornado 5.0
Ice Storm 5.0
Coastal Flooding 4.9
Wildfire 4.1
Hail 3.5
Cold Wave 3.2
Drought 1.7
Riverine Flooding 1.0
How it compares
Centre County 5.9
Pennsylvania avg. 5.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Centre County
State College5.9/10Bellefonte5.9/10University Park5.9/10Philipsburg5.9/10Port Matilda5.9/10Howard5.9/10Boalsburg5.9/10Centre Hall5.9/10Spring Mills5.9/10Julian5.9/10Pennsylvania Furnace5.9/10Warriors Mark5.9/10Aaronsburg5.9/10Rebersburg5.9/10Snow Shoe5.9/10Pine Grove Mills5.9/10Karthaus5.9/10Lemont5.9/10Millheim5.9/10Clarence5.9/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.