🌍 ClimateRiskCheck

Natural Disaster Risk in Woodward

Pennsylvania

5.9out of 10
Moderate Risk

Risk Summary for Woodward

Woodward scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Avalanche Lightning

All 18 Hazard Scores

Winter Weather
9.5
Avalanche
9.3
Lightning
9.1
Landslide
8.9
Hurricane
8.5
Earthquake
6.3
Strong Wind
6.0
Extreme Heat
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Ice Storm
5.0
Coastal Flooding
4.9
Wildfire
4.1
Hail
3.5
Cold Wave
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Woodward
5.9
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Woodward, Pennsylvania

Located in the interior eastern United States in Centre County, Woodward is a small unincorporated community. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Woodward a community where hazard awareness has real practical value.

Woodward's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include avalanche and lightning.

Relative to other U.S. communities, Woodward's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by winter and avalanche, as measured by FEMA across Centre County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Woodward's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Woodward: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Woodward

These city-level factors differentiate Woodward from other communities in Centre County and provide geographic context for its hazard exposure.

Population

429

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

40.9071Β° N, 77.3384Β° W

Centre County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Woodward

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Woodward

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.