Natural Disaster Risk in Luzerne County
Pennsylvania
7.5out of 10
Risk Summary for Luzerne County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Winter Weather Lightning Cold Wave
All 18 Hazard Scores
Winter Weather 9.8
Lightning 9.6
Cold Wave 9.5
Extreme Heat 9.2
Avalanche 9.2
Hurricane 8.9
Earthquake 8.6
Ice Storm 8.5
Tornado 8.4
Strong Wind 8.1
Landslide 8.0
Wildfire 5.9
Hail 5.9
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Drought 1.7
Riverine Flooding 1.0
How it compares
Luzerne County 7.5
Pennsylvania avg. 5.9
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Luzerne County
Wilkes Barre7.5/10Hazleton7.5/10Kingston7.5/10Dallas7.5/10Mountain Top7.5/10Pittston7.5/10Nanticoke7.5/10Drums7.5/10Shavertown7.5/10Plymouth7.5/10Wyoming7.5/10Freeland7.5/10Shickshinny7.5/10White Haven7.5/10Hunlock Creek7.5/10Duryea7.5/10Sugarloaf7.5/10Nescopeck7.5/10Harveys Lake7.5/10Wapwallopen7.5/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.