🌍 ClimateRiskCheck

Natural Disaster Risk in Mills

Pennsylvania

4.5out of 10
Moderate Risk

Risk Summary for Mills

Mills scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.4
Landslide
8.5
Hurricane
7.2
Strong Wind
5.9
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Cold Wave
3.3
Earthquake
3.1
Ice Storm
3.0
Tornado
2.6
Extreme Heat
1.9
Hail
1.7
Drought
1.7
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Mills
4.5
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mills, Pennsylvania

Located in the Great Lakes region in Potter County, Mills is a small unincorporated community. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Mills a community where hazard awareness has real practical value.

FEMA rates Mills's composite natural disaster risk at 4.5 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for landslide and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Mills's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Potter County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mills's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Mills: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Mills

These city-level factors differentiate Mills from other communities in Potter County and provide geographic context for its hazard exposure.

Population

167

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 42.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

41.9642Β° N, 77.7100Β° W

Potter County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mills

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mills

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.