Natural Disaster Risk in Potter County

Natural Hazard Profile: Potter County, Pennsylvania

Potter County is located in the United States in Pennsylvania, home to roughly 16,396 residents. The county experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Potter County carries an overall risk score of 4.5/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and hurricane.

Potter County's risk score, slightly below the 5.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Potter County, the highest-scoring are avalanche, landslide, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Potter County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.