🌍 ClimateRiskCheck

Natural Disaster Risk in Mont Alto

Pennsylvania

6.7out of 10
High Risk

Risk Summary for Mont Alto

Mont Alto scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Strong Wind

All 18 Hazard Scores

Hurricane
9.0
Avalanche
9.0
Strong Wind
8.5
Winter Weather
8.4
Drought
8.2
Earthquake
7.8
Landslide
7.8
Extreme Heat
7.6
Lightning
6.6
Hail
6.5
Wildfire
5.7
Tsunami
5.4
Tornado
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.7
Cold Wave
3.1
Riverine Flooding
1.0

How it compares

Mont Alto
6.7
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mont Alto, Pennsylvania

Mont Alto, in Franklin County, is a small community of about 1,759 situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Mont Alto residents and property owners must navigate.

Mont Alto's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include hurricane and wind.

Within Pennsylvania, Mont Alto's risk is, slightly above the 5.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Franklin County identifies avalanche as the foremost hazard, followed by hurricane and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Mont Alto residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Mont Alto: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Mont Alto

These city-level factors differentiate Mont Alto from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

1,759

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

39.8370Β° N, 77.5409Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mont Alto

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mont Alto

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.