Natural Disaster Risk in Franklin County
Pennsylvania
6.7out of 10
Risk Summary for Franklin County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Avalanche Hurricane Strong Wind
All 18 Hazard Scores
Hurricane 9.0
Avalanche 9.0
Strong Wind 8.5
Winter Weather 8.4
Drought 8.2
Earthquake 7.8
Landslide 7.8
Extreme Heat 7.6
Lightning 6.6
Hail 6.5
Wildfire 5.7
Tsunami 5.4
Tornado 5.3
Volcanic Activity 5.1
Coastal Flooding 4.9
Ice Storm 4.7
Cold Wave 3.1
Riverine Flooding 1.0
How it compares
Franklin County 6.7
Pennsylvania avg. 5.9
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Franklin County
Chambersburg6.7/10Waynesboro6.7/10Greencastle6.7/10Fayetteville6.7/10Mercersburg6.7/10Saint Thomas6.7/10Orrstown6.7/10Mont Alto6.7/10Fort Loudon6.7/10Blue Ridge Summit6.7/10Spring Run6.7/10State Line6.7/10Quincy6.7/10Marion6.7/10Pleasant Hall6.7/10Willow Hill6.7/10Doylesburg6.7/10Fannettsburg6.7/10Scotland6.7/10Dry Run6.7/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.