🌍 ClimateRiskCheck

Natural Disaster Risk in Willow Hill

Pennsylvania

6.7out of 10
High Risk

Risk Summary for Willow Hill

Willow Hill scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Strong Wind

All 18 Hazard Scores

Hurricane
9.0
Avalanche
9.0
Strong Wind
8.5
Winter Weather
8.4
Drought
8.2
Earthquake
7.8
Landslide
7.8
Extreme Heat
7.6
Lightning
6.6
Hail
6.5
Wildfire
5.7
Tsunami
5.4
Tornado
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.7
Cold Wave
3.1
Riverine Flooding
1.0

How it compares

Willow Hill
6.7
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Willow Hill, Pennsylvania

Located in the interior eastern United States in Franklin County, Willow Hill is a small community of about 527. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Willow Hill a community where hazard awareness has real practical value.

Willow Hill's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and wind.

Relative to other U.S. communities, Willow Hill's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Franklin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Willow Hill's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Willow Hill: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Willow Hill

These city-level factors differentiate Willow Hill from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

527

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

40.1018Β° N, 77.8037Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Willow Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Willow Hill

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.