🌍 ClimateRiskCheck

Natural Disaster Risk in Hopkinton

Rhode Island

5.4out of 10
Moderate Risk

Risk Summary for Hopkinton

Hopkinton scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Ice Storm

All 18 Hazard Scores

Coastal Flooding
9.7
Hurricane
8.8
Ice Storm
7.6
Earthquake
7.1
Lightning
7.0
Extreme Heat
5.4
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Winter Weather
4.9
Landslide
4.5
Avalanche
4.5
Strong Wind
3.9
Tornado
3.8
Cold Wave
3.4
Wildfire
3.3
Hail
1.5
Riverine Flooding
1.0

How it compares

Hopkinton
5.4
Rhode Island avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hopkinton, Rhode Island

Hopkinton, in Washington County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters with coastal influence and warm summers, and in particular nor'easter and coastal flooding events. These conditions collectively define the natural hazard environment that Hopkinton residents and property owners must navigate.

Hopkinton's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and ice storm.

Within Rhode Island, Hopkinton's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Washington County identifies coastal flood as the foremost hazard, followed by hurricane and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Hopkinton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Hopkinton: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Hopkinton

These city-level factors differentiate Hopkinton from other communities in Washington County and provide geographic context for its hazard exposure.

Population

499

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

41.4812Β° N, 71.7779Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hopkinton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hopkinton

Other cities in Rhode Island

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.