Natural Disaster Risk in Washington County
Rhode Island
5.4out of 10
Risk Summary for Washington County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Coastal Flooding Hurricane Ice Storm
All 18 Hazard Scores
Coastal Flooding 9.7
Hurricane 8.8
Ice Storm 7.6
Earthquake 7.1
Lightning 7.0
Extreme Heat 5.4
Tsunami 5.4
Drought 5.1
Volcanic Activity 5.1
Winter Weather 4.9
Landslide 4.5
Avalanche 4.5
Strong Wind 3.9
Tornado 3.8
Cold Wave 3.4
Wildfire 3.3
Hail 1.5
Riverine Flooding 1.0
How it compares
Washington County 5.4
Rhode Island avg. 5.4
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Washington County
North Kingstown5.4/10Wakefield5.4/10Westerly5.4/10Narragansett5.4/10Charlestown5.4/10Kingston5.4/10Exeter5.4/10Saunderstown5.4/10West Kingston5.4/10Hope Valley5.4/10Bradford5.4/10Ashaway5.4/10Wyoming5.4/10Carolina5.4/10Wood River Junction5.4/10Block Island5.4/10Hopkinton5.4/10Rockville5.4/10Kenyon5.4/10Shannock5.4/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.