🌍 ClimateRiskCheck

Natural Disaster Risk in Badger

South Dakota

4.5out of 10
Moderate Risk

Risk Summary for Badger

Badger scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Cold Wave

All 18 Hazard Scores

Ice Storm
7.0
Hail
6.7
Wildfire
6.0
Cold Wave
6.0
Drought
5.6
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.3
Extreme Heat
3.2
Strong Wind
2.9
Hurricane
2.4
Landslide
2.4
Earthquake
2.3
Lightning
1.5
Riverine Flooding
1.0

How it compares

Badger
4.5
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Badger, South Dakota

Badger, in Kingsbury County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Badger residents and property owners must navigate.

According to FEMA's National Risk Index, Badger carries an overall risk score of 4.5/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to hail and cold wave.

Within South Dakota, Badger's risk is, slightly below the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Kingsbury County identifies ice storm as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Badger's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Badger: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Badger

These city-level factors differentiate Badger from other communities in Kingsbury County and provide geographic context for its hazard exposure.

Population

162

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

44.4776Β° N, 97.1958Β° W

Kingsbury County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Badger

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Badger

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.