🌍 ClimateRiskCheck

Natural Disaster Risk in Pierre

South Dakota

4.6out of 10
Moderate Risk

Risk Summary for Pierre

Pierre scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Ice Storm

All 18 Hazard Scores

Wildfire
8.0
Winter Weather
7.3
Ice Storm
6.4
Cold Wave
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Avalanche
4.5
Extreme Heat
4.0
Tornado
3.6
Hail
3.6
Strong Wind
3.3
Lightning
2.9
Landslide
2.9
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Pierre
4.6
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pierre, South Dakota

Pierre is a city of approximately 17,326 residents in Hughes County, in the Great Plains. The area experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Pierre.

FEMA rates Pierre's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for winter and ice storm risk in their preparedness planning.

Pierre's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hughes County, the highest-scoring are wildfire, winter, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Pierre's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Pierre: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Pierre

These city-level factors differentiate Pierre from other communities in Hughes County and provide geographic context for its hazard exposure.

Population

17,326

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

44.5352Β° N, 100.3191Β° W

Hughes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pierre

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pierre

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.