🌍 ClimateRiskCheck

Natural Disaster Risk in Bristol

South Dakota

5.3out of 10
Moderate Risk

Risk Summary for Bristol

Bristol scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Strong Wind Wildfire

All 18 Hazard Scores

Winter Weather
8.7
Strong Wind
8.4
Wildfire
8.1
Ice Storm
8.0
Cold Wave
7.9
Hail
7.3
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Tornado
4.8
Avalanche
4.5
Extreme Heat
3.3
Earthquake
2.5
Hurricane
2.4
Drought
2.4
Lightning
1.5
Riverine Flooding
1.0

How it compares

Bristol
5.3
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bristol, South Dakota

Located in the northern tier of the continental United States in Day County, Bristol is a small community of about 552. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Bristol a community where hazard awareness has real practical value.

Bristol's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include wind and wildfire.

Relative to other U.S. communities, Bristol's natural disaster risk is above the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by winter and wind, as measured by FEMA across Day County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Bristol's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Bristol: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Bristol

These city-level factors differentiate Bristol from other communities in Day County and provide geographic context for its hazard exposure.

Population

552

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

45.2877Β° N, 97.8010Β° W

Day County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bristol

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bristol

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.