🌍 ClimateRiskCheck

Natural Disaster Risk in Cherry Creek

South Dakota

4.5out of 10
Moderate Risk

Risk Summary for Cherry Creek

Cherry Creek scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Wildfire Winter Weather

All 18 Hazard Scores

Cold Wave
8.9
Wildfire
7.9
Winter Weather
6.8
Strong Wind
5.8
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.0
Drought
3.9
Landslide
3.3
Extreme Heat
2.7
Hurricane
2.4
Earthquake
2.2
Tornado
2.2
Lightning
2.0
Riverine Flooding
1.0

How it compares

Cherry Creek
4.5
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cherry Creek, South Dakota

Cherry Creek, in Ziebach County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Cherry Creek residents and property owners must navigate.

According to FEMA's National Risk Index, Cherry Creek carries an overall risk score of 4.5/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to wildfire and winter.

Within South Dakota, Cherry Creek's risk is, slightly below the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Ziebach County identifies cold wave as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Cherry Creek residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Cherry Creek: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Cherry Creek

These city-level factors differentiate Cherry Creek from other communities in Ziebach County and provide geographic context for its hazard exposure.

Population

234

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

44.6518Β° N, 101.5457Β° W

Ziebach County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cherry Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cherry Creek

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.