🌍 ClimateRiskCheck

Natural Disaster Risk in Clark

South Dakota

3.9out of 10
Low Risk

Risk Summary for Clark

Clark scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hail Ice Storm

All 18 Hazard Scores

Cold Wave
6.2
Hail
5.9
Ice Storm
5.9
Wildfire
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Avalanche
4.5
Tornado
3.2
Landslide
3.1
Extreme Heat
2.7
Hurricane
2.4
Strong Wind
2.3
Drought
1.7
Earthquake
1.6
Lightning
1.3
Riverine Flooding
1.0

How it compares

Clark
3.9
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clark, South Dakota

Clark, in Clark County, is a small community of about 1,833 situated in the interior eastern United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Clark residents and property owners must navigate.

According to FEMA's National Risk Index, Clark carries an overall risk score of 3.9/10, placing it in the low category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hail and ice storm.

Within South Dakota, Clark's risk is, slightly below the 4.9/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Clark County identifies cold wave as the foremost hazard, followed by hail and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Clark carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” cold wave β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Clark: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Clark

These city-level factors differentiate Clark from other communities in Clark County and provide geographic context for its hazard exposure.

Population

1,833

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

44.8836Β° N, 97.7268Β° W

Clark County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clark

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clark

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.