🌍 ClimateRiskCheck

Natural Disaster Risk in Colman

South Dakota

5.2out of 10
Moderate Risk

Risk Summary for Colman

Colman scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Winter Weather Hail

All 18 Hazard Scores

Ice Storm
9.4
Winter Weather
8.0
Hail
7.4
Tornado
6.8
Drought
6.7
Wildfire
6.0
Tsunami
5.4
Cold Wave
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.3
Landslide
3.3
Hurricane
2.4
Earthquake
2.3
Lightning
1.6
Riverine Flooding
1.0

How it compares

Colman
5.2
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Colman, South Dakota

Colman, in Moody County, is a small community of about 1,628 situated in the interior eastern United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Colman residents and property owners must navigate.

According to FEMA's National Risk Index, Colman carries an overall risk score of 5.2/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to winter and hail.

Within South Dakota, Colman's risk is, near the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Moody County identifies ice storm as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Colman residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Colman: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Colman

These city-level factors differentiate Colman from other communities in Moody County and provide geographic context for its hazard exposure.

Population

1,628

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

44.0225Β° N, 96.8279Β° W

Moody County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Colman

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Colman

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.