🌍 ClimateRiskCheck

Natural Disaster Risk in Dallas

South Dakota

5.1out of 10
Moderate Risk

Risk Summary for Dallas

Dallas scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Wildfire

All 18 Hazard Scores

Cold Wave
8.5
Winter Weather
8.3
Wildfire
8.2
Hail
7.1
Ice Storm
6.3
Drought
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.5
Avalanche
4.5
Strong Wind
3.8
Extreme Heat
3.5
Earthquake
3.3
Lightning
2.9
Landslide
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Dallas
5.1
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dallas, South Dakota

Dallas, in Tripp County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Dallas residents and property owners must navigate.

According to FEMA's National Risk Index, Dallas carries an overall risk score of 5.1/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to winter and wildfire.

Within South Dakota, Dallas's risk is, near the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Tripp County identifies cold wave as the foremost hazard, followed by winter and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Dallas's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Dallas: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Dallas

These city-level factors differentiate Dallas from other communities in Tripp County and provide geographic context for its hazard exposure.

Population

245

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

43.2293Β° N, 99.5702Β° W

Tripp County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dallas

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dallas

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.