🌍 ClimateRiskCheck

Natural Disaster Risk in Delmont

South Dakota

4.6out of 10
Moderate Risk

Risk Summary for Delmont

Delmont scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Cold Wave

All 18 Hazard Scores

Drought
6.8
Ice Storm
6.8
Cold Wave
6.7
Winter Weather
6.3
Wildfire
6.0
Hail
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.5
Avalanche
4.5
Strong Wind
3.2
Earthquake
3.0
Hurricane
2.4
Extreme Heat
2.4
Landslide
2.0
Lightning
1.7
Riverine Flooding
1.0

How it compares

Delmont
4.6
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Delmont, South Dakota

Delmont is a small community of about 594 in Douglas County, in the interior eastern United States. The area experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Delmont.

According to FEMA's National Risk Index, Delmont carries an overall risk score of 4.6/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to ice storm and cold wave.

Delmont's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Douglas County, the highest-scoring are drought, ice storm, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Delmont's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Delmont: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Delmont

These city-level factors differentiate Delmont from other communities in Douglas County and provide geographic context for its hazard exposure.

Population

594

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

43.2615Β° N, 98.1608Β° W

Douglas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Delmont

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Delmont

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.