🌍 ClimateRiskCheck

Natural Disaster Risk in Groton

South Dakota

6.1out of 10
High Risk

Risk Summary for Groton

Groton scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Hail

All 18 Hazard Scores

Winter Weather
9.8
Cold Wave
9.7
Hail
8.8
Strong Wind
8.5
Ice Storm
8.5
Wildfire
8.0
Tornado
7.4
Extreme Heat
5.6
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.9
Earthquake
3.7
Hurricane
2.4
Lightning
1.9
Riverine Flooding
1.0

How it compares

Groton
6.1
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Groton, South Dakota

Groton is a small community of about 2,072 in Brown County, in the northern tier of the continental United States. The area experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Groton.

FEMA rates Groton's composite natural disaster risk at 6.1 out of 10 β€” high risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for cold wave and hail risk in their preparedness planning.

Groton's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Brown County, the highest-scoring are winter, cold wave, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Groton residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Groton: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Groton

These city-level factors differentiate Groton from other communities in Brown County and provide geographic context for its hazard exposure.

Population

2,072

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

45.4583Β° N, 98.1209Β° W

Brown County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Groton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Groton

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.