🌍 ClimateRiskCheck

Natural Disaster Risk in Harrison

South Dakota

4.6out of 10
Moderate Risk

Risk Summary for Harrison

Harrison scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Cold Wave

All 18 Hazard Scores

Drought
6.8
Ice Storm
6.8
Cold Wave
6.7
Winter Weather
6.3
Wildfire
6.0
Hail
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.5
Avalanche
4.5
Strong Wind
3.2
Earthquake
3.0
Hurricane
2.4
Extreme Heat
2.4
Landslide
2.0
Lightning
1.7
Riverine Flooding
1.0

How it compares

Harrison
4.6
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harrison, South Dakota

Located in the interior eastern United States in Douglas County, Harrison is a small unincorporated community. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Harrison a community where hazard awareness has real practical value.

FEMA rates Harrison's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for ice storm and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Harrison's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by drought and ice storm, as measured by FEMA across Douglas County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Harrison residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Harrison: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Harrison

These city-level factors differentiate Harrison from other communities in Douglas County and provide geographic context for its hazard exposure.

Population

39

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

43.4558Β° N, 98.6180Β° W

Douglas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harrison

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harrison

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.