🌍 ClimateRiskCheck

Natural Disaster Risk in Hughes County

South Dakota

4.6out of 10
Moderate Risk

Risk Summary for Hughes County

Hughes County scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Ice Storm

All 18 Hazard Scores

Wildfire
8.0
Winter Weather
7.3
Ice Storm
6.4
Cold Wave
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Avalanche
4.5
Extreme Heat
4.0
Tornado
3.6
Hail
3.6
Strong Wind
3.3
Lightning
2.9
Landslide
2.9
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Hughes County
4.6
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hughes County, South Dakota

Hughes County, in the United States in South Dakota, is characterized by its semi-arid continental climate β€” harsh winters, hot summers, and significant seasonal variation. The county faces severe blizzards and spring flooding, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Hughes County's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include winter and ice storm.

Within South Dakota, Hughes County's risk is, near the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Hughes County identifies wildfire as the foremost hazard, followed by winter and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Hughes County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Hughes County: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Cities in Hughes County

ZIP codes in Hughes County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.