Natural Disaster Risk in Isabel
South Dakota
Risk Summary for Isabel
Isabel scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Isabel, South Dakota
Located in the northern tier of the continental United States in Corson County, Isabel is a small unincorporated community. The semi-arid continental climate that characterizes this part of South Dakota β marked by harsh winters, hot summers, and significant seasonal variation β directly influences the types and severity of natural hazards present, making Isabel a community where hazard awareness has real practical value.
Isabel's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include wildfire and winter.
Relative to other U.S. communities, Isabel's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by cold wave and wildfire, as measured by FEMA across Corson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Isabel residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.
What this means for Isabel: Cold Wave preparedness
- Keep emergency heat and supplies ready in case of cold-related power outages.
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
Local Factors for Isabel
These city-level factors differentiate Isabel from other communities in Corson County and provide geographic context for its hazard exposure.
Population
445
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 45.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.0/10
Coordinates
45.4458Β° N, 101.5005Β° W
Corson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Isabel
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Isabel
Other cities in South Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.