🌍 ClimateRiskCheck

Natural Disaster Risk in Letcher

South Dakota

4.1out of 10
Moderate Risk

Risk Summary for Letcher

Letcher scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Ice Storm

All 18 Hazard Scores

Wildfire
7.1
Drought
6.8
Ice Storm
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.8
Winter Weather
4.6
Avalanche
4.5
Tornado
3.6
Cold Wave
3.6
Landslide
2.8
Extreme Heat
2.5
Hurricane
2.4
Strong Wind
2.4
Earthquake
2.3
Lightning
1.4
Riverine Flooding
1.0

How it compares

Letcher
4.1
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Letcher, South Dakota

Letcher, in Sanborn County, is a small community of about 652 situated in the interior eastern United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Letcher residents and property owners must navigate.

According to FEMA's National Risk Index, Letcher carries an overall risk score of 4.1/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to drought and ice storm.

Within South Dakota, Letcher's risk is, slightly below the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Sanborn County identifies wildfire as the foremost hazard, followed by drought and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Letcher's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Letcher: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Letcher

These city-level factors differentiate Letcher from other communities in Sanborn County and provide geographic context for its hazard exposure.

Population

652

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

43.9010Β° N, 98.1559Β° W

Sanborn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Letcher

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Letcher

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.