🌍 ClimateRiskCheck

Natural Disaster Risk in Meade County

South Dakota

5.7out of 10
Moderate Risk

Risk Summary for Meade County

Meade County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Avalanche

All 18 Hazard Scores

Wildfire
9.7
Winter Weather
9.4
Avalanche
8.1
Hail
7.5
Landslide
6.6
Cold Wave
6.5
Ice Storm
6.4
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Strong Wind
4.4
Tornado
4.2
Extreme Heat
3.4
Drought
3.1
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Meade County
5.7
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Meade County, South Dakota

Meade County, in the United States in South Dakota, is characterized by its semi-arid continental climate β€” harsh winters, hot summers, and significant seasonal variation. The county faces severe blizzards and spring flooding, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Meade County carries an overall risk score of 5.7/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to winter and avalanche.

Within South Dakota, Meade County's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Meade County identifies wildfire as the foremost hazard, followed by winter and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Meade County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Meade County: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Cities in Meade County

ZIP codes in Meade County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.