🌍 ClimateRiskCheck

Natural Disaster Risk in New Underwood

South Dakota

5.7out of 10
Moderate Risk

Risk Summary for New Underwood

New Underwood scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Avalanche

All 18 Hazard Scores

Wildfire
9.7
Winter Weather
9.4
Avalanche
8.1
Hail
7.5
Landslide
6.6
Cold Wave
6.5
Ice Storm
6.4
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Strong Wind
4.4
Tornado
4.2
Extreme Heat
3.4
Drought
3.1
Hurricane
2.4
Riverine Flooding
1.0

How it compares

New Underwood
5.7
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: New Underwood, South Dakota

Located in the Great Plains in Meade County, New Underwood is a small community of about 1,180. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making New Underwood a community where hazard awareness has real practical value.

FEMA rates New Underwood's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for winter and avalanche risk in their preparedness planning.

Relative to other U.S. communities, New Underwood's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by wildfire and winter, as measured by FEMA across Meade County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, New Underwood residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for New Underwood: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for New Underwood

These city-level factors differentiate New Underwood from other communities in Meade County and provide geographic context for its hazard exposure.

Population

1,180

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

44.2186Β° N, 102.7594Β° W

Meade County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for New Underwood

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in New Underwood

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.