🌍 ClimateRiskCheck

Natural Disaster Risk in Meadow

South Dakota

3.9out of 10
Low Risk

Risk Summary for Meadow

Meadow scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Cold Wave

All 18 Hazard Scores

Wildfire
7.3
Winter Weather
5.8
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.3
Drought
3.0
Strong Wind
2.8
Landslide
2.7
Hurricane
2.4
Tornado
2.3
Extreme Heat
1.9
Earthquake
1.8
Lightning
1.7
Riverine Flooding
1.0

How it compares

Meadow
3.9
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Meadow, South Dakota

Meadow, in Perkins County, is a small unincorporated community situated in the northern tier of the continental United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Meadow residents and property owners must navigate.

According to FEMA's National Risk Index, Meadow carries an overall risk score of 3.9/10, placing it in the low category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to winter and cold wave.

Within South Dakota, Meadow's risk is, slightly below the 4.9/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Perkins County identifies wildfire as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Meadow carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Meadow: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Meadow

These city-level factors differentiate Meadow from other communities in Perkins County and provide geographic context for its hazard exposure.

Population

388

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.3/10

Coordinates

45.4515Β° N, 102.0822Β° W

Perkins County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Meadow

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Meadow

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.