🌍 ClimateRiskCheck

Natural Disaster Risk in Mound City

South Dakota

3.8out of 10
Low Risk

Risk Summary for Mound City

Mound City scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Winter Weather

All 18 Hazard Scores

Wildfire
8.0
Hail
5.7
Winter Weather
5.5
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.7
Ice Storm
3.5
Tornado
2.5
Hurricane
2.4
Strong Wind
2.3
Extreme Heat
1.9
Earthquake
1.6
Landslide
1.6
Lightning
1.4
Riverine Flooding
1.0

How it compares

Mound City
3.8
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mound City, South Dakota

Located in the northern tier of the continental United States in Campbell County, Mound City is a small unincorporated community. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Mound City a community where hazard awareness has real practical value.

Mound City's overall natural disaster risk is rated 3.8/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include hail and winter.

Relative to other U.S. communities, Mound City's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by wildfire and hail, as measured by FEMA across Campbell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mound City carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Mound City: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Mound City

These city-level factors differentiate Mound City from other communities in Campbell County and provide geographic context for its hazard exposure.

Population

272

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

45.6875Β° N, 100.0540Β° W

Campbell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mound City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mound City

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.