Natural Disaster Risk in Mound City
South Dakota
Risk Summary for Mound City
Mound City scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mound City, South Dakota
Located in the northern tier of the continental United States in Campbell County, Mound City is a small unincorporated community. The semi-arid continental climate that characterizes this part of South Dakota β marked by harsh winters, hot summers, and significant seasonal variation β directly influences the types and severity of natural hazards present, making Mound City a community where hazard awareness has real practical value.
Mound City's overall natural disaster risk is rated 3.8/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include hail and winter.
Relative to other U.S. communities, Mound City's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by wildfire and hail, as measured by FEMA across Campbell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Mound City carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β wildfire β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Mound City: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Mound City
These city-level factors differentiate Mound City from other communities in Campbell County and provide geographic context for its hazard exposure.
Population
272
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 45.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.0/10
Coordinates
45.6875Β° N, 100.0540Β° W
Campbell County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mound City
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mound City
Other cities in South Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.