🌍 ClimateRiskCheck

Natural Disaster Risk in Murdo

South Dakota

3.6out of 10
Low Risk

Risk Summary for Murdo

Murdo scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Volcanic Activity

All 18 Hazard Scores

Wildfire
7.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.7
Avalanche
4.5
Drought
4.4
Ice Storm
4.3
Cold Wave
3.2
Strong Wind
2.5
Hurricane
2.4
Hail
2.4
Tornado
2.3
Landslide
2.2
Earthquake
2.1
Extreme Heat
1.9
Lightning
1.4
Riverine Flooding
1.0

How it compares

Murdo
3.6
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Murdo, South Dakota

Located in the Great Plains in Jones County, Murdo is a small community of about 735. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Murdo a community where hazard awareness has real practical value.

Murdo's overall natural disaster risk is rated 3.6/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include tsunami and volcano.

Relative to other U.S. communities, Murdo's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Jones County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Murdo carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Murdo: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Murdo

These city-level factors differentiate Murdo from other communities in Jones County and provide geographic context for its hazard exposure.

Population

735

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

43.9365Β° N, 100.7205Β° W

Jones County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Murdo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Murdo

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.