Natural Disaster Risk in Oelrichs
South Dakota
5.1out of 10
Risk Summary for Oelrichs
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Wildfire Avalanche Winter Weather
All 18 Hazard Scores
Wildfire 9.5
Avalanche 8.2
Winter Weather 7.5
Hail 6.5
Landslide 6.4
Tsunami 5.4
Lightning 5.1
Volcanic Activity 5.1
Coastal Flooding 4.9
Cold Wave 4.9
Earthquake 4.3
Strong Wind 3.9
Tornado 3.8
Drought 3.7
Ice Storm 2.7
Extreme Heat 2.5
Hurricane 2.4
Riverine Flooding 1.0
How it compares
Oelrichs 5.1
South Dakota avg. 4.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Oelrichs
Other cities in South Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.