🌍 ClimateRiskCheck

Natural Disaster Risk in Plankinton

South Dakota

4.8out of 10
Moderate Risk

Risk Summary for Plankinton

Plankinton scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Cold Wave Drought

All 18 Hazard Scores

Ice Storm
8.5
Drought
8.0
Cold Wave
8.0
Wildfire
7.0
Winter Weather
6.0
Hail
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.1
Earthquake
2.7
Strong Wind
2.7
Landslide
2.5
Hurricane
2.4
Extreme Heat
2.1
Lightning
1.5
Riverine Flooding
1.0

How it compares

Plankinton
4.8
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Plankinton, South Dakota

Plankinton is a small community of about 1,068 in Aurora County, in the interior eastern United States. The area experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Plankinton.

According to FEMA's National Risk Index, Plankinton carries an overall risk score of 4.8/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to cold wave and drought.

Plankinton's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Aurora County, the highest-scoring are ice storm, cold wave, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Plankinton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Plankinton: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Plankinton

These city-level factors differentiate Plankinton from other communities in Aurora County and provide geographic context for its hazard exposure.

Population

1,068

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

43.7512Β° N, 98.4759Β° W

Aurora County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Plankinton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Plankinton

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.