🌍 ClimateRiskCheck

Natural Disaster Risk in Pollock

South Dakota

3.8out of 10
Low Risk

Risk Summary for Pollock

Pollock scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Winter Weather

All 18 Hazard Scores

Wildfire
8.0
Hail
5.7
Winter Weather
5.5
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.7
Ice Storm
3.5
Tornado
2.5
Hurricane
2.4
Strong Wind
2.3
Extreme Heat
1.9
Earthquake
1.6
Landslide
1.6
Lightning
1.4
Riverine Flooding
1.0

How it compares

Pollock
3.8
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pollock, South Dakota

Pollock, in Campbell County, is a small unincorporated community situated in the northern tier of the continental United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Pollock residents and property owners must navigate.

According to FEMA's National Risk Index, Pollock carries an overall risk score of 3.8/10, placing it in the low category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to hail and winter.

Within South Dakota, Pollock's risk is, slightly below the 4.9/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Campbell County identifies wildfire as the foremost hazard, followed by hail and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Pollock is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers wildfire β€” remains prudent for all residents.

What this means for Pollock: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Pollock

These city-level factors differentiate Pollock from other communities in Campbell County and provide geographic context for its hazard exposure.

Population

465

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

45.9272Β° N, 100.3175Β° W

Campbell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pollock

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pollock

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.