🌍 ClimateRiskCheck

Natural Disaster Risk in Roscoe

South Dakota

4.4out of 10
Moderate Risk

Risk Summary for Roscoe

Roscoe scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Hail

All 18 Hazard Scores

Winter Weather
7.8
Wildfire
7.3
Hail
6.2
Cold Wave
6.1
Ice Storm
5.9
Drought
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.4
Tornado
3.3
Hurricane
2.4
Extreme Heat
2.4
Earthquake
2.3
Lightning
1.7
Landslide
1.5
Riverine Flooding
1.0

How it compares

Roscoe
4.4
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Roscoe, South Dakota

Located in the northern tier of the continental United States in Edmunds County, Roscoe is a small community of about 546. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Roscoe a community where hazard awareness has real practical value.

Roscoe's overall natural disaster risk is rated 4.4/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include wildfire and hail.

Relative to other U.S. communities, Roscoe's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by winter and wildfire, as measured by FEMA across Edmunds County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Roscoe's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Roscoe: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Roscoe

These city-level factors differentiate Roscoe from other communities in Edmunds County and provide geographic context for its hazard exposure.

Population

546

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.3/10

Coordinates

45.4097Β° N, 99.3136Β° W

Edmunds County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Roscoe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Roscoe

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.