🌍 ClimateRiskCheck

Natural Disaster Risk in Saint Francis

South Dakota

5.4out of 10
Moderate Risk

Risk Summary for Saint Francis

Saint Francis scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Cold Wave

All 18 Hazard Scores

Wildfire
9.5
Winter Weather
9.0
Cold Wave
7.9
Ice Storm
6.5
Hail
6.0
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.4
Extreme Heat
4.3
Drought
3.8
Landslide
3.7
Earthquake
3.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Saint Francis
5.4
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saint Francis, South Dakota

Saint Francis is a small community of about 1,317 in Todd County, in the Great Plains. The area experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Saint Francis.

FEMA rates Saint Francis's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for winter and cold wave risk in their preparedness planning.

Saint Francis's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Todd County, the highest-scoring are wildfire, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Saint Francis residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Saint Francis: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Saint Francis

These city-level factors differentiate Saint Francis from other communities in Todd County and provide geographic context for its hazard exposure.

Population

1,317

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

43.1201Β° N, 101.0849Β° W

Todd County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saint Francis

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Saint Francis

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.