🌍 ClimateRiskCheck

Natural Disaster Risk in Turner County

South Dakota

5.0out of 10
Moderate Risk

Risk Summary for Turner County

Turner County scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Winter Weather Ice Storm

All 18 Hazard Scores

Drought
8.1
Winter Weather
7.6
Ice Storm
7.3
Hail
7.1
Tornado
6.9
Cold Wave
5.7
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.6
Landslide
3.6
Extreme Heat
3.0
Earthquake
2.7
Hurricane
2.4
Lightning
1.7
Riverine Flooding
1.0

How it compares

Turner County
5.0
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Turner County, South Dakota

Turner County, in the United States in South Dakota, is characterized by its semi-arid continental climate β€” harsh winters, hot summers, and significant seasonal variation. The county faces severe blizzards and spring flooding, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Turner County's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include winter and ice storm.

Within South Dakota, Turner County's risk is, near the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Turner County identifies drought as the foremost hazard, followed by winter and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Turner County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Turner County: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Cities in Turner County

ZIP codes in Turner County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.