🌍 ClimateRiskCheck

Natural Disaster Risk in Parker

South Dakota

5.0out of 10
Moderate Risk

Risk Summary for Parker

Parker scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Winter Weather Ice Storm

All 18 Hazard Scores

Drought
8.1
Winter Weather
7.6
Ice Storm
7.3
Hail
7.1
Tornado
6.9
Cold Wave
5.7
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.6
Landslide
3.6
Extreme Heat
3.0
Earthquake
2.7
Hurricane
2.4
Lightning
1.7
Riverine Flooding
1.0

How it compares

Parker
5.0
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Parker, South Dakota

Located in the interior eastern United States in Turner County, Parker is a small community of about 2,220. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Parker a community where hazard awareness has real practical value.

Parker's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include winter and ice storm.

Relative to other U.S. communities, Parker's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by drought and winter, as measured by FEMA across Turner County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Parker's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Parker: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Parker

These city-level factors differentiate Parker from other communities in Turner County and provide geographic context for its hazard exposure.

Population

2,220

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

43.4096Β° N, 97.1372Β° W

Turner County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Parker

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Parker

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.