Natural Disaster Risk in Willow Lake
South Dakota
3.9out of 10
Risk Summary for Willow Lake
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Cold Wave Hail Ice Storm
All 18 Hazard Scores
Cold Wave 6.2
Hail 5.9
Ice Storm 5.9
Wildfire 5.7
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Winter Weather 4.8
Avalanche 4.5
Tornado 3.2
Landslide 3.1
Extreme Heat 2.7
Hurricane 2.4
Strong Wind 2.3
Drought 1.7
Earthquake 1.6
Lightning 1.3
Riverine Flooding 1.0
How it compares
Willow Lake 3.9
South Dakota avg. 4.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Willow Lake
Other cities in South Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.