🌍 ClimateRiskCheck

Natural Disaster Risk in Allardt

Tennessee

5.9out of 10
Moderate Risk

Risk Summary for Allardt

Allardt scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Landslide Cold Wave

All 18 Hazard Scores

Lightning
9.5
Landslide
8.4
Cold Wave
7.4
Wildfire
7.2
Winter Weather
7.2
Earthquake
6.5
Hurricane
6.4
Strong Wind
5.7
Hail
5.7
Tornado
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Drought
4.0
Extreme Heat
1.8
Riverine Flooding
1.0

How it compares

Allardt
5.9
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Allardt, Tennessee

Allardt, in Fentress County, is a small community of about 689 situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Allardt residents and property owners must navigate.

According to FEMA's National Risk Index, Allardt carries an overall risk score of 5.9/10, placing it in the moderate category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to landslide and cold wave.

Within Tennessee, Allardt's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Fentress County identifies lightning as the foremost hazard, followed by landslide and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Allardt residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Allardt: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Allardt

These city-level factors differentiate Allardt from other communities in Fentress County and provide geographic context for its hazard exposure.

Population

689

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

36.3931Β° N, 84.7353Β° W

Fentress County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Allardt

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Allardt

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.